4 min read
The Four Corners Model for Card Payment Security and Key Management
The “Four Corners” model, also called the “Four Party Scheme”, is utilized in almost all standard card payment systems across the globe. Here, we...
4 min read
The “Four Corners” model, also called the “Four Party Scheme”, is utilized in almost all standard card payment systems across the globe. Here, we...
4 min read
Among all the various key block formats, the TR-34 format is undoubtedly one of the most sophisticated. The TR-34 norm is an implementation of the...
3 min read
An issuer is one of the corners in the ‘four corner’ model. An issuer is a financial organization (e.g. a bank) that produces payment cards and...
2 min read
A key block is a unique piece of cryptography that is used to protect cryptographic keys while they are being sent over networks that might not be...
4 min read
Cardholders (or consumers) are one of the corners of the ‘four corner’ model in the payment card world. Here we take a brief look at the payment...
2 min read
One aspect of key management is dealing with what happens when a symmetric cryptographic key is no longer needed. The section ‘Key Replacement,...
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The ANSI X9.24-1-2017 standard defines the requirements for the loading of key components or shares, and the loading of cleartext keys. The loading...
3 min read
The PCI Council requires most actors of payment networks to implement ANSI X9.24/TR-31-compliant key blocks to wrap and securely transmit, transfer,...
2 min read
This article proposes answers to a series of frequently asked questions (FAQs) about key blocks.