EMV APPLICATION SOFTWARE

OBSIDIAN ISSUANCE

 

ObsidianIssuance enables you to issue and manage EMV® cards, whether physical or virtual.

Issuers relying on chip capabilities use ObsidianIssuance enabling new and evolving payment use cases.

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Obsidian: putting security at the heart of global payments

Obsidian sits at the heart of global payment infrastructure, whether on-premise or in the cloud, providing the complete package of issuer payment services.

Created by our technology masters to deliver sovereignty and flexibility in card issuance, Obsidian is accessed via one easy-to-use platform. It lets you pick and choose the modules you need, from card issuance or PIN management, through to transaction processing, key management and PCI compliance.

Whatever your role in card issuance, Obsidian has you covered.

EMVCA

Use ObsidianIssuance to:

  • Enable virtual payment cards for mobile payment or eCommerce,
  • Manage all aspects of card or token lifecycle, including:
  • Data preparation for single or multiple apps, including EMV® card applications
  • Key and certificate management
  • Post-issuance management
  • Support instant issuance of physical and virtual cards

Payment card lifecycle management is a key benefit. ObsidianIssuance, unlike other data preparation systems, retains card and application data, including parameter settings and chip information.

 

Why is that important?

First, it provides a rich source of management information.

Second and more importantly, if you also activate our ObsidianTransact module, it can pre-populate the EMV® authorization database with card details.

It can also then receive details of parameter updates applied to cards through EMV® scripting.

These are retained in ObsidianIssuance's database and can be used for card renewal or replacement.

 

Configuration

ObsidianIssuance's user-maintained configuration defines “Product Profiles” that contain the instructions for data preparation, key and certificate management and card personalization.

This means you can onboard new clients or launch new products easily, as code changes are rarely required.

Deployment

ObsidianIssuance can operate in tandem with an existing card management system to enrich mag-stripe card order requests or files with EMV® payment app data, forwarding the resulting personalization requests to a card bureau or to an instant issuance system.

Alternatively, ObsidianIssuance can create complete card production orders, including mag-stripe and embossing information, from simple card requests.

To create personalization requests, ObsidianIssuance collates data that can be generated internally, supplied in the card order or fetched from external systems.

When issuing EMV Offline PIN cards, ObsidianIssuance can fetch the PIN stored or previously captured online by ObsidianPIN and add it to the personalization data.

 

We’ve been working with global issuers for decades. Our unrivalled experience auditing card payment bureaus on behalf of a major payment scheme means we know what steps you need to take to comply with guidelines and specifications.

This means you can enjoy a swift and hassle free move to EMV®-based payments, saving money and getting to market quicker.

ObsidianIssuance also delivers:

  • The quickest data preparation solution on the market
  • User friendly and easy to operate, from installation to setup and daily operation
  • Highly scalable, capable of generating data for over 200,000 cards per hour.
  • Cost-effective for high volume or small scale production, with price dependent on the functionality required
  • Trusted by over 2000 customers across the globe

It enables you to easily:

  • Centralize data formatting and key management
  • Meet any card issuing environment requirements (mag-stripe, chip, single- and multi-application, instant issuing to mobile)
  • Integrate with issuing systems including ACI Worldwide, Atlantic Zeiser, Datacard and Mühlbauer

We ensure you’re not tied to one particular technology.

Our technology masters have developed the only major system that is card platform independent across GlobalPlatform, or native/proprietary operating systems, enabling a high ROI.

We support the following applications:

  • Mastercard (M/Chip, Mag stripe & PIN, CAP, PayPass, Advance)
  • Visa (VSDC, Mag stripe & PIN, qVSDC, MSD, DPA, Mobile)
  • American Express (AEIPS, Mag stripe & PIN, Expresspay)
  • Discover D-PAS (Contact/Contactless)
  • EMV CPS
  • SAMA (SPAN2)
  • SIA (Bancomat)
  • China UnionPay
  • BMS (Monéo)
  • Interac
  • Diners
  • Pure

We also support you through every step of the process, with resources including:

  • Administrator's Manual
  • Data Preparation with Encrypted Data & Data Preparation Tool Guide
  • DLL Installation, Configuration and Maintenance
  • Installation, Configuration and Maintenance
  • Key Import and Export
  • Input Specification & Output Specification
  • PIN Handling
  • Security Architecture
  • Technical White Paper
  • Troubleshooting Guide

 

EMV® is a registered trademark in the U.S. and other countries and an unregistered trade mark elsewhere. The EMV trademark is owned by EMVCo, LLC.

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